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Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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The Garage-Based Martial Arts Teacher’s Guide To Extra Liability And Home Insurance Considerations

28 September 2016
 Categories: Insurance, Blog

Homeowner's insurance may very well be the one and only thing capable of saving a property owner's financial well-being in the event someone is seriously injured on the premises. The possible scenarios in which a person may be injured certainly vary and it would be a mistake to assume all situations are automatically  covered under a policy. A homeowner who loves the martial arts and chooses to teach and train friends in his/her garage for fun should avoid making assumptions about liability coverage. Read More …

Car-Insurance Tips for Roadtrips

22 September 2016
 Categories: , Blog

Planning a road trip often means checking maps, making sure you are packing everything, and poring over guidebooks. Yet, one of the most important investments for your trip, your car insurance, is often overlooked. The following tips will help you better understand how your insurance coverage can protect you when you are far from home. Tip #1: Know the driver requirements As a general rule, most car insurance covers the vehicle, not the driver. Read More …

What To Do After Your Car Is Vandalized

8 September 2016
 Categories: Insurance, Blog

Walking out in the morning to a vandalized car can be disheartening at best. Whether it's broken windows, paint damage, or something else, your first thoughts will likely be about the cost of repairs. Fortunately, if you have full insurance coverage, the damage may very well be covered. The following guide can help you get the correct payout so you can repair your car. File a police report Most insurance agencies require a police report in order to begin processing your claim, so your first call should be to the local police and not to you insurance agent. Read More …

Three Things You Must Do Before Offering A New Insurance Genre

24 August 2016
 Categories: Insurance, Blog

Most insurance agents become insurance agents to be able to help out the general public. Everyone needs some type of insurance to protect themselves, their property, and their family. When a person needs to file an insurance claim, they want to have a good experience in what is likely a hectic and anxiety filled time. For this reason, insurance agents must have comprehensive knowledge of insurance and the claims process. If you are an independent insurance agent and you are interested in dipping into another branch of insurance, here are three things that you must do before offering these to your customer. Read More …

Three Things To Know About Worker’s Compensation

4 August 2016
 Categories: Insurance, Blog

If you're filing your first claim for an injury at work, it's important to understand exactly what the process will entail. For example, just because you file a claim doesn't automatically qualify you for benefits. You'll still have to have your claim evaluated and approved. Here's a look at a few things that you should understand about worker's compensation claims before you file. Your Claim Might Be Denied Some people mistakenly believe that submitting the claim means automatic approval. Read More …